Know Your Benefits
When you signed up for your dental benefits, you also received your benefit booklet. This document contains useful information about your benefits and coverage.
How Can I Save Money on Dental Care?
A healthy smile is about more than appearances, it’s priceless! But if you can save money on dental care while maintaining your oral health, it’s a win-win. Here are a few things to keep in mind when you’re considering your budget and your dental plan.
Choose The Right Plan
Everyone has different oral health needs. Teenagers have very different needs than seniors. Assess your situation and make sure the plan you choose addresses your family’s specific needs, including access to specialists. You will attain the most savings by visiting an in-network dentist or specialist.
Read your policy
Plans differ by state and by employer, and different policies cover different procedures. Make sure you know:
- What procedures are covered under your specific plan
- What your plan will help pay for
- What your copayment and deductible amounts are
- Whether there are waiting periods on particular services
- What preventive treatments are covered at no additional cost to you
The more informed you are about your plan details, the better you’ll be able to plan and save.
Find an in-network dentist
Dentists who are part of the Delta Dental network have agreed to pre-established fees for services. These fees are less than what the dentist would normally charge. Network dentists also can’t "balance bill" you for the difference between their typical fee and Delta Dental’s agreed-upon fee.
About 80 percent of dentists in the nation participate in one of Delta Dental’s two networks: Delta Dental PPO™ or Delta Dental Premier®. Although you’ll save money visiting a dentist in either one of Delta Dental's networks, you’ll realize the most savings and lowest out-of-pocket costs by visiting a Delta Dental PPO™ dentist.
With more than 103,000 dentists participating in over 270,000 locations nationwide, the Delta Dental PPO™ network is one of the largest dental networks in the nation, so it’s easy to find an in-network dentist that fits your needs. Most dentists accept Delta Dental, so don’t just ask if they are a "Delta Dental" dentist. Be sure to mention the "Delta Dental PPO™ network" specifically to confirm participation.